Property Taxes
Lake Conroe Property Taxes: County, School District, City and Utility District Rates by Community
Updated September 2026
Bottom line: For tax year 2025, the units HAR lists for five Lake Conroe communities add up to between $1.6155 per $100 of value in Grand Harbor and $2.1752 in Point Aquarius. The school district, a city and a utility district make the difference.
Which taxing units tax a home on Lake Conroe?
Every home pays Montgomery County and the Montgomery County Hospital District. The Texas Comptroller's tables of 2025 rates, built from what the appraisal district reports, give the county $0.3770 per $100 of value and the hospital district $0.0473. On top of those come one school district, an emergency services district for fire and emergency medical service where the lot is in one, a municipal utility district where the lot is in one, a city where the lot is inside its limits, and Lone Star College where the lot is inside the college district, at $0.1060 for 2025.
A municipal utility district, or MUD, is a local district that builds and runs water, sewer and drainage and levies its own tax to pay for them. Which of these units apply is set lot by lot, so HAR's tax table for each community carries the note that tax type varies for each property. The parcel's account at the Montgomery Central Appraisal District lists every unit that taxes it.
What does a Lake Conroe tax bill add up to by community?
HAR, the Houston Association of Realtors, publishes the taxing units for each community it profiles. Adding the 2025 rates of the units it lists gives these totals per $100 of value, before any exemption. They are a starting point for one lot, not a quote for it: a lot can sit in a different district from the rest of its community, and HAR's list for a community can leave out a unit that taxes some of its homes.
Grand Harbor's list has no utility district, which is why its total is the lowest. Walden has two utility districts, MUD 8 and MUD 9, each serving different sections, so the section decides which of the two totals applies. April Sound's list carries the City of Conroe and two utility districts, Montgomery County Utility Districts 3 and 4.
| Community | School district | Other units HAR lists | Total |
|---|---|---|---|
| Grand Harbor | Montgomery ISD, $1.0912 | County $0.3770, hospital district $0.0473, ESD 2 $0.1000 | $1.6155 |
| Bentwater | Montgomery ISD, $1.0912 | County, hospital district, ESD 2, MUD 18 $0.1700 | $1.7855 |
| Walden, MUD 8 sections | Montgomery ISD, $1.0912 | County, hospital district, ESD 2, MUD 8 $0.2880 | $1.9035 |
| Walden, MUD 9 sections | Montgomery ISD, $1.0912 | County, hospital district, ESD 2, MUD 9 $0.3700 | $1.9855 |
| April Sound, Utility District 3 | Montgomery ISD, $1.0912 | County, hospital district, City of Conroe $0.4272, Utility District 3 $0.1451 | $2.0878 |
| April Sound, Utility District 4 | Montgomery ISD, $1.0912 | County, hospital district, City of Conroe $0.4272, Utility District 4 $0.1500 | $2.0927 |
| Point Aquarius | Willis ISD, $1.0349 | County, hospital district, Lone Star College $0.1060, ESD 1 $0.1000, Point Aquarius MUD $0.5100 | $2.1752 |
Which school district serves a Lake Conroe home?
Three school districts reach the lake. HAR's tax tables put Bentwater, Walden, April Sound and Grand Harbor in Montgomery ISD, and Point Aquarius in Willis ISD. Conroe ISD is the third. The 2025 rates were $1.0912 for Montgomery ISD, $1.0349 for Willis ISD and $0.9496 for Conroe ISD.
All three have set lower rates for 2026. Montgomery ISD adopted $1.0479 on August 18, 2026, 4.33 cents below its 2025 rate. Conroe ISD approved $0.9471 the same day, and Willis ISD adopted $0.9998. School boundaries and the campus a lot is zoned to are set by each district and can change, so the address is what to check.
Is a Lake Conroe home inside a city?
Most of the lakeside communities checked here are not, and a lot outside a city pays no city tax. Montgomery County MUD 18, which HAR's tax table lists for Bentwater, describes all of its roughly 1,479 acres as lying in the City of Conroe's extraterritorial jurisdiction, the unincorporated band outside a city's limits where it levies no property tax, and Stanley Lake MUD says the same of its land. HAR's tax tables for Bentwater, Walden, Grand Harbor and Point Aquarius list no city.
April Sound is the exception among them. Community Impact reported in 2016 that Conroe annexed April Sound on January 1, 2015 through a strategic partnership agreement with its utility districts, and HAR's April Sound table lists the City of Conroe at $0.4272 for 2025. The other cities by the lake set their own rates: the City of Montgomery $0.4000 for 2025 and again for 2026, the City of Willis $0.5518 for 2025, and Panorama Village $0.5370.
What do the utility districts around Lake Conroe charge?
Each district sets its own rate, and a community can have more than one. Montgomery County MUD 18 cut its rate to $0.17 for 2025, down 15% from the year before. Walden's MUD 8 serves Sections 1 through 7 and 19 of Walden, Hunter's Landing, Lake Point Condominiums and Lake Walden Cove, and MUD 9 serves Walden's other numbered sections and Harbor Shores. The Point Aquarius MUD serves Point Aquarius, Pelican Bay, Pelican Island and Lakeside Place.
A district's rate is set each year from its debt payments and operating budget, so a rate can move by more than a city's or a county's. MUD 8 published a proposed $0.2935 for 2026 against the $0.2880 it adopted for 2025, and the Point Aquarius MUD's rate for 2026 is $0.5124.
| District | Serves | 2025 rate |
|---|---|---|
| Montgomery County MUD 18 | Bentwater, per HAR | $0.1700 |
| Montgomery County MUD 8 | Walden Sections 1 to 7 and 19, Hunter's Landing, Lake Point Condominiums, Lake Walden Cove | $0.2880 |
| Montgomery County MUD 9 | Walden's other numbered sections and Harbor Shores | $0.3700 |
| Montgomery County Utility District 3 | Part of April Sound, per HAR | $0.1451 |
| Montgomery County Utility District 4 | Part of April Sound, per HAR | $0.1500 |
| Point Aquarius MUD | Point Aquarius, Pelican Bay, Pelican Island, Lakeside Place | $0.5100 |
| Stanley Lake MUD | Land in Conroe's extraterritorial jurisdiction, in Montgomery ISD | $0.3975 |
| Lake Conroe Hills MUD | Lake Conroe Hills | $0.4290 |
Which Lake Conroe tax rates are already set for 2026?
Montgomery County approved $0.3860 on September 8, 2026, 0.9 cents above its 2025 rate, and the three school districts adopted lower rates in August. The City of Montgomery kept $0.4000. Taken together for a Montgomery ISD home, the county's rise and the school district's cut leave the two units 3.43 cents lower than in 2025; the utility district, the emergency services district and any city still have to be read for the lot.
What does this page leave open?
Exemptions, which come off the taxable value before any rate applies, and the 2026 rates not yet adopted when this page was written, including most utility districts and emergency services districts. It also leaves open which emergency services district and which utility district tax a lot that none of the HAR tables above covers, and whether Lone Star College taxes a given lot; the appraisal district account answers all three.
Questions & answers
Lake Conroe questions, answered
Which property taxes does a Lake Conroe home pay?
Every Lake Conroe home pays Montgomery County, $0.3770 per $100 of value for 2025, and the county hospital district, $0.0473. Each lot then adds one school district, an emergency services district for fire and emergency medical service where it is in one, a municipal utility district where it is in one, a city where it is inside city limits, and Lone Star College where it is inside the college district.
Which of those units apply is decided lot by lot, and HAR's tax tables for the lake communities say tax type varies for each property. The parcel's account at the Montgomery Central Appraisal District lists every unit that taxes it, and exemptions come off the taxable value before any rate applies. The rates and the units for each community are in the table of Lake Conroe property tax rates by community.
What is the total property tax rate in Bentwater or Walden?
Adding the 2025 rates of the units HAR lists for each community, Bentwater comes to $1.7855 per $100 of value, with Montgomery ISD, the county, the hospital district, emergency services district 2 and MUD 18. Walden comes to $1.9035 in the MUD 8 sections and $1.9855 in the MUD 9 sections, because its two utility districts charge different rates.
The same arithmetic gives $1.6155 for Grand Harbor, whose HAR list has no utility district, about $2.09 for April Sound, which is inside the City of Conroe, and $2.1752 for Point Aquarius, in Willis ISD with its own MUD. These totals are before exemptions and come from HAR's list of units for the community, so a lot's own appraisal district account is the final word on what it pays.
Which school district taxes a house on Lake Conroe?
One of three. HAR's tax tables put Bentwater, Walden, April Sound and Grand Harbor in Montgomery ISD and Point Aquarius in Willis ISD, and Conroe ISD is the third district that reaches the lake. For 2025 their rates were $1.0912, $1.0349 and $0.9496 per $100 of value, and all three adopted lower rates for 2026.
Montgomery ISD adopted $1.0479 for 2026 on August 18, 2026, a cut of 4.33 cents. Conroe ISD approved $0.9471 the same day, and Willis ISD adopted $0.9998. The campus a lot is zoned to is set by each district and can change, so read it from the address rather than from the community name. The other units on the bill are on the page about Lake Conroe property tax rates by community.
Are Lake Conroe neighborhoods inside a city?
Most of the lakeside communities checked here are not. Montgomery County MUD 18, which HAR lists for Bentwater, and Stanley Lake MUD each describe their land as lying in the City of Conroe's extraterritorial jurisdiction, where the city levies no property tax, and HAR's tax tables for Bentwater, Walden, Grand Harbor and Point Aquarius list no city. April Sound is the exception.
Community Impact reported that Conroe annexed April Sound on January 1, 2015 through an agreement with its utility districts, and HAR's April Sound table lists the City of Conroe at $0.4272 per $100 for 2025. The cities of Montgomery, Willis and Panorama Village set their own rates. A mailing address in Conroe, Montgomery or Willis does not show whether a lot is inside that city; its appraisal district account does.
Are Lake Conroe property taxes going up for 2026?
The county's rate is and the school districts' are not. Montgomery County approved $0.3860 per $100 of value on September 8, 2026, up from $0.3770, while Montgomery ISD, Conroe ISD and Willis ISD all adopted lower rates in August. For a Montgomery ISD home, the county and school district together come to 3.43 cents less than in 2025.
The City of Montgomery kept $0.4000, the Point Aquarius MUD set $0.5124, and Walden's MUD 8 proposed $0.2935. Most other utility districts and the emergency services districts had not published a 2026 rate for this page to read. A bill also depends on the appraised value, which can rise even when rates fall. The page about Lake Conroe property tax rates by community has every 2025 rate by unit.